This document provides you with information about the risks associated with investment products in which you may invest through the services provided to you by Galobank.

General Market overwiev
Cryptocurrency is a digital representation of value that functions as a medium of exchange, a unit of account, or a store of value, but it does not have legal tender status. Cryptocurrencies are
sometimes exchanged for FIAT currencies around the world, but they are not generally backed or supported by any government or central bank. Their value is completely derived by market forces of supply and demand, and they are more volatile than traditional currencies. The value of cryptocurrency may be derived from the continued willingness of market participants to
exchange fiat currency for cryptocurrency, which may result in the potential for permanent and total loss of value of a particular cryptocurrency should the market for that cryptocurrency disappear.

Regulatory Landscape
Cryptocurrencies currently face an uncertain regulatory landscape in many jurisdictions. In addition, many cryptocurrency derivatives are regulated by the provisions of national and
supra-national securities legislation; moreover, some state securities regulators have
cautioned that many initial coin offerings are likely to fall within the definition of a security and subject to their respective securities laws. One or more jurisdictions may, in the future, adopt laws, regulations or directives that affect cryptocurrency networks and their users. Such laws, regulations or directives may impact the price of cryptocurrencies and their acceptance by users, merchants and service providers.

Legislative and regulatory changes or actions at the state, federal, or international level may adversely affect the use, transfer, exchange, and value of cryptocurrency.

Purchasing cryptocurrencies comes with a number of risks, including volatile market price swings or flash crashes, market manipulation, and cybersecurity risks. In addition,
cryptocurrency markets and exchanges are not regulated with the same controls or customer protections available in equity, option, futures, or foreign exchange investing. There is no
assurance that a person who accepts a cryptocurrency as payment today will continue to do so in the future.

Investors should conduct extensive research into the legitimacy of each individual
cryptocurrency, including its platform, before investing. The features, functions, characteristics,

operation, use and other properties of the specific cryptocurrency may be complex, technical, or difficult to understand or evaluate. The cryptocurrency may be vulnerable to attacks on the
security, integrity or operation, including attacks using computing power sufficient to overwhelm the normal operation of the cryptocurrency’s blockchain or other underlying technology. Some
cryptocurrency transactions will be deemed to be made when recorded on a public ledger, which is not necessarily the date or time that a transaction may have been initiated.

Cryptocurrency trading requires knowledge of cryptocurrency markets. In attempting to profit through cryptocurrency trading you must compete with traders worldwide. You should have
appropriate knowledge and experience before engaging in substantial cryptocurrency trading.

Any individual cryptocurrency may change or otherwise cease to operate as expected due to changes made to its underlying technology, changes made using its underlying technology, or changes resulting from an attack. These changes may include, without limitation, a "fork," a "rollback," an "airdrop," or a "bootstrap." Such changes may dilute the value of an existing
cryptocurrency position and/or distribute the value of an existing cryptocurrency position to another cryptocurrency.

Nature of Galo Tokens
Galo are digital tokens and a form of digital currency based on the Polygon Blockchain. They will be able to use within the Galobank ecosystem project for various purposes, including but not limited to accessing specific services, products, or features offered by Galobank when the project is in progress.

Ownership and Transfer
Ownership of Galo Tokens does not imply ownership rights or equity in Galo Technologies. You acknowledge and agree that the Tokens are non-refundable, non-exchangeable, and non-transferrable, except as explicitly permitted by these Token Terms or as otherwise specified by Galobank Project.

Token Distribution
The distribution of Galo Tokens may be subject to specific rules and procedures set by https://galobank.finance/. These rules may include participation in token sales, airdrops, or other designated mechanisms. By acquiring Tokens, you agree to abide by the applicable rules and procedures.

Token Usage.
Galo Tokens can be used within the Galobank platform as a digital currency to facilitate transactions, payments, and access to services offered by Galobank. They do not represent any ownership in Galobank or its Technologies and should not be considered securities.

Trading Activities
The Galobank platform may facilitate the trading of Galo tokens against paired currencies on authorized exchanges.The trading activities on authorized exchanges are subject to the terms and conditions set by the respective exchanges. It is your responsibility to review and comply with the terms and policies of the specific exchange when engaging in trading activities.

Galobank will do not guarantee the availability, functionality, or reliability of any authorized exchange. We are not liable for any losses or damages resulting from trading activities conducted on authorized exchanges.You acknowledge that the value of Galo tokens may fluctuate and that trading involves risks. You should carefully consider and assess these risks before engaging in trading activities.

Galobank may provide information or links to authorized exchanges for trading purposes. However, we do not endorse or have control over these exchanges, and any transactions conducted on third-party platforms are solely between you and the exchange.

Token Risks.
You acknowledge and understand the risks associated with acquiring, possessing, or using Galo Tokens. These risks may include, but are not limited to, price volatility and market fluctuations affecting the value of Tokens, technological risks, and regulatory risks. Please carefully consider these risks before engaging with GaloTokens.

Compliance and Prohibited Activities
You agree to comply with all applicable laws, regulations, and guidelines when acquiring, possessing, or using Galo Tokens. You shall not engage in any prohibited activities, including but not limited to violating any laws, regulations, or third-party rights.

Token Events and Modifications
We reserve the right to modify, suspend, or discontinue the functionality, distribution, or usage of Galo Tokens at any time, with or without notice. We may also undertake token events, such as token burns or token swaps, to maintain or adjust the token economy. You acknowledge and agree that such events or modifications may impact the value, availability, or functionality of Tokens. It is your responsibility to review these Token Terms periodically. By continuing to acquire, possess, or use Galo Tokens after any modifications, you agree to be bound by the updated Token Terms.

Token Wallets and Security
You are solely responsible for maintaining the security and confidentiality of your Token wallet and associated private keys or login credentials. Any unauthorized access to your wallet resulting in the loss or theft of Tokens is your responsibility. We strongly recommend implementing appropriate security measures to protect your Tokens and wallet.

Prohibited Activities
You agree not to engage in any activities that may compromise the security, integrity, or functionality of the Galobank ecosystem or Galo Tokens. Prohibited activities include, but are not limited to:

- Unauthorized access or attempts to gain unauthorized access to Galobank systems, smart contracts, or user accounts.
- Engaging in any form of hacking, phishing, or other malicious activities aimed at disrupting or compromising the Galobank ecosystem.
- Engaging in any fraudulent or deceptive activities, including the creation or dissemination of false information regarding Galo Tokens or Galobank Project.

Governing Law and Dispute Resolution.
These Token Terms shall be governed by and construed in accordance with international laws and the jurisdiction where Galobank will be registered. Any disputes arising out of or in connection with these Token Terms shall be resolved through arbitration or other dispute resolution mechanisms as determined by Galobank.

Severability
If any provision of these Token Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.

Entire Agreement
These Token Terms constitute the entire agreement between you and Galobank regarding the acquisition, possession, and use of Galo Tokens, superseding any prior agreements, understandings, or communications, whether oral or written.
If you have any questions or concerns about these Token Terms, please contact us at [email protected]. Your continued use or possession of Galo Tokens indicates your acceptance of these Token and General Terms described on the Web .